don't worry, pray

I am trying to start a new habit. I have a desire to intervene for my daughter, husband, family and friends through prayer. This comes from what the sermons at church have been about. I believe a couple of weeks ago Billy spoke about what power prayer has, how it should be the first thing we do not the last thing we turn to. And how amazing it can be to lift someone up to the Lord. 

I'm slowly learning how to focus while I pray. I often have a hard time with my thoughts wondering away and I lose track of what I'm doing, thinking or saying to God. 

Lately, as you can imagine, my focus has been on Kayler and on Justin and I learning how to be parents. I've been praying for wisdom, guidance, knowledge and His will to be done in all our lives. Finances have also become a focus. As we have a lot of debt with our building and business investments. I know they will one day pay off and we'll be glad that we took this risk. Right now it's tough though. I know with the economy its tough on everyone. So I pray for guidance and wisdom in creating a plan and a budget for the coming year. 

I don't really know where to start as far as making a budget. It's something I've had a desire to do for a while and I have started several times but have a really hard time knowing where to start and keeping up with it. If anyone has any advise let me know. I would appreciate it. 

Don't worry, pray. As I am a worrier this is hard but I'm learning.